PRODUCTS AND SERVICES
You understand and agree that NetPayAdvance.com is not a lender and is not the creditor for or issuer of the products featured on the Site. Any products or services advertised at this site or made available to you after you receive a financial product from an issuer are by and remain the sole responsibility of the respective product vendors and service providers.
You agree that clicking “Get Cash Now” (or any other submit button presented to you) acts as your electronic signature. You further consent that we and any lender we share your request with can communicate with you electronically and that any required disclosures may be provided to you electronically, including without limitation any notices of adverse action that a lender might send to you. You also confirm that you have the ability to access documents electronically, including the ability to view and save PDF files.
LOAN REQUEST ACCEPTANCE POLICY
Your receipt of an electronic or other form of order confirmation does not signify any acceptance of your loan request, nor does it constitute confirmation of any offer to fund. NetPayAdvance.com reserves the right at any time after receipt of your loan request to accept or decline your loan request for any reason. NetPayAdvance.com may require additional verifications or information before accepting any loan request. NetPayAdvance.com is not responsible for requests that cannot be funded or unsuccessful funding requests arising from an applicant’s ineligibility to qualify for the funding opportunity.
You must be 18 years or older and be a legal resident of the US, Canada, or the United Kingdom to submit a loan request. You agree not to use this Site or any content contained in it for any illegal or inappropriate activities.
COMPLIANCE WITH LAWS
The trademarks, titles, characters, trade names, graphics, designs and other properties, including all software, text and images appearing on this site are protected intellectual properties owned by NetPayAdvance.com, its licensees, or other third parties who have authorized use of such properties on the Site.
NetPayAdvance.com grants you permission to view and make copies of documents, pages, images or other materials or content on this site for the purposes of obtaining a loan.
NetPayAdvance.com reserves all other rights in this Site and its contents. You may not distribute, display, transmit or disseminate any such documents, pages, images, materials or content without the prior written consent of NetPayAdvance.com. Except as expressly provided on this Site, nothing contained on this Site shall be construed as conferring any right or license under any trademark, copyright or other intellectual property right.
LIMITATION OF LIABILITY AND DISCLAIMER OF WARRANTIES
NetPayAdvance.com uses reasonable efforts to ensure that the information on this site is accurate, but cannot guarantee such accuracy. NetPayAdvance.com makes no representations regarding the use or results of any content on the Site as to its accuracy, reliability or any other matter.
NEITHER NetPayAdvance.com NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THIS SITE SHALL BE LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, THIS SITE. EVERYTHING ON THIS SITE IS PROVIDED “AS IS” AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. These exclusions and limitations are applied to the fullest extent permitted by law.
THIRD PARTY CONTENT
The Site may contain links to sites maintained by third parties. NetPayAdvance.com is not responsible for the content or privacy policies of those sites, and the existence of such links should not be considered an endorsement or recommendation of those sites or of any product or service offered on those sites or of any party that is associated with those sites.
NetPayAdvance.com utilizes secure technology to protect your personal information. Although NetPayAdvance.com has taken reasonable measures to provide for the security of certain information that you submit to the Site, NetPayAdvance.com cannot guarantee that this information will not be intercepted or decrypted by others. NetPayAdvance.com accepts no responsibility for such interception or decryption.
NetPayAdvance.com is not your agent, nor is it the agent of the issuer of any payday loan or any supplier with respect to your decision to obtain a payday loan or other financial offering. NetPayAdvance.com may receive compensation for third parties for goods, facilities or services that NetPayAdvance.com provides to third parties under separate contact. Such goods, facilities or services may or may not relate in any way to your use of the Site. You agree to any such compensation arrangement whether or not related in any way to your use of the Site.
LAW AND VENUE
By using the Site, you agree to indemnify and hold NetPayAdvance.com, its subsidiaries, affiliates, officers, agents and other partners and employees, harmless from any loss, liability, claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use or attempted use of the Site, including providing a link to another site or uploading any content to the Site.
Please note that for questions pertaining to your loan application status, you must contact your assigned lender directly. NetPayAdvance.com cannot access information about your loan approval status due to lending privacy regulations.
Representative APR 391%. Average APR for this type of loans is 391%. Let's say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.
Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.Calculate APR Rules in Your State Alternatives to Payday Loan For Military Consumers